Home › Forums › The Community Lounge › Clashing on buying a home
- This topic has 6 replies and was last updated 4 years, 4 months ago by
relaxy taxi.
-
AuthorPosts
-
Carmen
I’m 29 and renting an apartment. Within a year or so, I would like to buy my own home or condo. I don’t need anything too large because its just me. I would like something small and preferably move in ready. I’m open to painting, throwing in a cheap vanity from home depot, simple stuff like that. If the price was right, and I needed a new kitchen installed or something like that, then I would be open to paying someone to do it.
I work full time and I don’t want to be stripping wallpaper every night and weekend and doing major renovation.
I’m not a super handy savvy girl.
My family insists that with my budget of 210,000 that I will never be able to find a move in ready home and I should be open to wallpaper, bad carpeting, and a kitchen renovation. I don’t want to deal with that and have seen really small homes that are nice inside to move in. Again, some paint, minor repairs, I’d be open to. But wallpaper stripping every room after work and on weekends will take forever and I’m by myself. Then I have to paint every room on top of that. That’s a lot of work for a young girl by myself. My family insists I am being unreasonable. I ask them if they will come every weekend and do things for me and how I cannot rely on them for all that stuff since they have their own life. It’ll take forever.
Am I wrong for feeling this way about it? I’d take a smaller house that’s less work off the bat than a larger one thats all work for years on end. They think I should go bigger to grow into it. I disagree. I want to be able to enjoy my home, not be constantly stressed by it.
Tallspicy
Dear people pleaser, what they want does not matter and you clearly struggle with making your opinions and boundaries heard. It looks like this…
Mom, thanks for your input. I will take it into consideration. If I need your thoughts on something, I will ask.
Then do what you want!
Tallspicy
Btw, if you are over 21, you are not a young girl, you are a full grown woman. Now get out there and act like it :-)
kaye
You’re 29 so why are you calling yourself a young girl? You are quite old enough to make decisions for yourself! And unless your family is giving you a big chunk of your down payment or you are planning for them to live with you and help with the mortgage, their opinion doesn’t matter!! I have no idea if your budget is realistic or will work in your area. That’s entirely another matter. That’s where the help of an experienced real estate agent is invaluable. They can tell you what is realistic for your price range. And guess what…no one is going to make you buy a house you don’t want! That’s the beauty of being and ADULT!!
If your time frame is a year and you haven’t already met with a mortgage lender to get prequalified and figure out what you can afford and your down payment you need to get on it!! It’s very important to know if you have saved enough, if your budget is realistic, if you can not only afford the payment but the taxes and insurance too.
And let’s be realistic here. If you don’t have time to do the work yourself, are you really going to have time to find a licensed contractor, supervise him and make sure he’s getting things done without cost overruns? If you want a move in ready house then figure out if it’s within your budget.
If I hadn’t gotten married and had kids off the bat I had always wanted to live on a houseboat! The movie Sleepless in Seattle REALLY made me want one. But if was never just me. Consider alternatives to your housing too.
Tallspicy
Kaye,
Hate to burst your bubble, but Seattle house boats start at 750 ish…. but get your point!
Bored no class Dumbo
Move to texas! plenty of very nice homes and condos can be bought within your budget.
relaxy taxi
You can purchase a small property within your budget based on location and one that would generate income in the event you ever need to down-size.
For one person, you do not need a lot of space, but that’s your call.
Unless your parents are contributing financially they shouldn’t really have a say but you can always take their advice into consideration.
-
AuthorPosts
